One
solution is to plan your finances more carefully ..!
If
you can 'look' a month ahead, or even further, it takes the stress
out of 'the unknown'.
With
this easy accounts software you can plan
and forecast your accounts expenditure day by day, and then
compare it with your bank statement, you should be able to rest more
easily at night.
THIS
VERSION ONLY INCLUDES THE YEAR 2014, NOT PREVIOUS YEARS OR SUBSEQUENT
YEARS.
'I
have been using your spreadsheet for my finances for about 4 months
now, and it’s been great – so much better than endless sheets of
paper ' - Alison S. (UK)
'I
am going to use this system for my personal home accounts as I think
it’s great, so simple.' Jenny (UK)
"I
have used this program for 4 years. This is the best account planner
as you can see were your money is, also were is going in and out.
" Peter. O. London.UK
Perhaps
you have spent some time trawling around the Internet trying to find
cheap accounts software, simple accounts software, or easy accounts software - a way of planning your domestic finances
only to find a selection of over-complicated accounts software
systems.....!
Have
a look at the easy accounting system below, designed in Excel, which is intended to
help you manage your domestic and business accounts. You can plan
several months ahead and then 'juggle' your finances around in advance
so you don't go into the 'red'. Financial planning is the key.
See
the sample page below showing one month. It also works like a calendar
- there's one spreadsheet for each month of the year - all linked - 12
months.
How
does it work?
The
system is based on a standard Excel spreadsheet so you don't need to
download any additional software assuming you have Excel on your
computer (download the demo below first to check). It's helpful if you
have an understanding of Excel but it's not essential. All you have to
do is type numbers into boxes (cells) and the spreadsheet does all the
'adding up' for you. Some of the columns contain formulae which do the
calculations for you, and these columns are 'protected' i.e. you can't
change anything in these columns - if you did, you would damage the
calculating ability of the spreadsheet.
This
easy accounts software spreadsheet has:
3 columns into which you type descriptions of your
debits and credits,
3 columns into
which you type your debits (money going out your account) and
2
columns into which you type your credits (money going into
your account). The reason for duplicated columns is to allow for more
than one credit or debit to 'hit' your account on one particular day.
The
daily balance column then shows you what your financial situation
PROJECTION is each day.
By
putting all your standing orders / direct debits into the debit
columns, in the current month and for some months ahead, plus your
income into the credit column, you can see whether you will be going
into overdraft or not. If you see that in, for example, 2 weeks ahead,
you are going into overdraft, you've got time to think about some
economies or some 'juggling about'.
This |
If
you see that you are going into overdraft, in a week's time, you've
got 7 days to think about some economies or some 'juggling about'.
If
you are self employed, or have your own small business
(same thing really!) you tend to find that your income arrives
by cheque or cash in a random fashion from your clients at all
times of the month. Whereas your outgoings - Direct Debits,
bills, rent, mortgage etc, tend to leave your account on
specific dates.
This
simple accounts software system allows you to enter your fixed
outgoings, and then add the cheques or cash you may be
receiving from clients on the days you think it may arrive.
If
you can see that a payment from a client may be late, you
can perhaps 'chase' that client or request more prompt payment
from other clients to make up the difference..
Alternatively
you could 'stop' a direct debit (to avoid bank charges)
then phone that particular supplier, explain the problem and
pay 2 installments next month...
Also
- within Excel, there are some very useful free templates
such as cash flow forecasts, profit and loss projections, and
invoice templates. So you can set up a simple accounts system
using these free templates, plus the EASYMONEYPLANNER
to finally give you 'real time'
daily cash flow projections.
How
easy is it ..
A
brief example
Let's
assume it's April .... and you want to start your version
going from April 1st
Get
your last bank statement and go to the end of March - make a
note of your balance on the 31st of March - let's say it's in
credit 450.00
Go |  |
Scroll |  |
Then
type your credits and debits into the correct boxes or 'cells'
to match your bank statement. You will see for example 'car
repairs' 256.00 - then look along
to the end of the line and you will see the daily total has
changed.
That's
basically all you do - just type your debits and credits
into the correct boxes (cells) and check the daily totals
against your bank statement when required. Then forecast your
finances for the next month or two (or longer) by adding
numbers to the correct cells in the next month's columns.
|
No
problem - this easy accounts software system comes with 6 accounts already set up - each
one is based on the same template - you just give each one a
different name, so you don't get them mixed up, and each one
works independently. You can plan your finances on different
accounts simultaneously.
The 'Right | |
DOWNLOAD | |
1) 2) This |
WHAT
DOES IT COST
$6.58
US Dollars - £4.00
UK POUNDS
- 4.80 Euros
[plus
VAT or relevant taxes in any particular country]
[at exchange rates - JAN 2014]
Delivery |
Compatibility Apple |
How
to buy and download the EasyMoneyPlanner
Firstly
|
To purchase
- please click on the 'BUY NOW' button below.
Your purchase
will appear on your bank statement under the name "CLKBANK*COM".
Contact - mail@easymoneyplanner.co.uk
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